http://www.valuablecontent.com en-us http://www.valuablecontent.com N/A frun04@gmail.com Sat, 26 May 2012 13:49:36 PDT 20 http://www.valuablecontent.com/blogs/279/Love-Your-Heart%3F-Take-Care-of-It. Human cells contain a substance called CoQ10, which is responsible for helping your body produce energy. Cells with the highest energy demands contain the highest levels of CoQ10, so it's no surprise that your heart-which works 24 hours a day, every day-utilizes an enormous amount of this essential molecule. As you age, your body's ability to absorb and synthesize CoQ10 naturally diminishes, and the amount of CoQ10 retained in your tissues decreases. 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Including Proflavanol® 90, CoQuinone® 30, and BiOmega™, the Heart Smart Pack is a great way to assist the body in fighting free radicals and to provide your heart with extra nutritional support.Click the the link below to order your Heart Smart Pack today.http://shop.usana.com/shop/jsp/onlineServices/shop/RetailLandingPage.jsp?ts=1203973516829&sessionId=96C2761CF6DE6A194839B85E9FF5371C.worker4&retailLinkBack=http://www.unitoday.net/hsbUSANA Vitamins and Nutrition - Pharmaceutical Grade Nutritional Products Fresh Articles Mon, 25 Feb 2008 00:00:00 PST http://www.valuablecontent.com/blogs/262/Praying-to-the-Point-of-Tears Nothing has hindered the blessing or the manifestation of blessing in the life of urban men today like the concept that it is unmanly to cry.With time, as believer in Christ we learn to mature beyond the inundated precepts of a society motivated by the whiles of Satan's pride. Those bit of society that tell us men should not cry. However for some the need to restrict crying is never released; not in public prayer, not even in secret pray with God. Some men never realize that tears are not a sign of weakness but theexpression of compassion. And because of this they never reach the full application of the compassion of Christ.One of the things God desire in our life is that we learn to lean on him for all things in our life. However this to may seem like an admission of weakness, our pride says to us "I don't need nobody" This is how the God of this world interject his poison into even our prayer and our relationship with God.We listen to society telling us that we are self-sufficient, But the man of women of god is not self-sufficient in fact the very opposite is true. If we believe we can do anything ourselves, we have no God in us. Not until God sees the hopelessness in our life, and we experience the realization our personal situation is solely dependent on God will for salvation, there is no man or women, no job or circumstance, when we get to that point in life when we can do nothing but break down in tears crying out to God, realizing that in God hand alone is our salvation. Then God smile on us and hears our prayers.So when we pray we need to pray in a state of desperation. If the need is not important enough to more us, how can we expect it to have the power needed to move God? The bible is full of scripture where the tears shed in prayer are heard by God.<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p> 2 Kings 20:5 (KJV)Turn again, and tell Hezekiah the captain of my people, Thus saith the LORD, the God of David thy father, I have heard thy prayer, I have seen thy tears: behold, I will heal thee: on the third day thou shalt go up unto the house of the LORD.Hebrews 5:5-7 (KJV) So also Christ glorified not himself to be made an high priest; but he that said unto him, Thou art my Son, to day have I begotten thee. As he saith also in another place, Thou art a priest for ever after the order of Melchisedec. Who in the days of his flesh, when he had offered up prayers and supplications with strong crying and tears unto him that was able to save him from death, and was heard in that he feared;<o:p></o:p> <o:p> </o:p> From the above verse in Hebrews we see that even Jesus Christ would pray to the point of tears. But not until we read psalms 56:8 do we get any idea as to why.<o:p></o:p> <o:p> </o:p> Psalms 56:8 (TNIV)Record my misery; list my tears on your scroll are they not in your record? When I cry unto thee, then shall mine enemies turn back: this I know; for God is for me<o:p></o:p> <o:p> </o:p> Ok I'm going to say it. Sometimes prayer is ineffectual just because there are no tears. This does not mean that tears make a prayer effectual. However if your prayer can not move you to sorrow, and you are doing the praying, how much less is it moving God to want to see that prayer fulfilled?Every one of ancient times cried out in prayer to the Lord. I would go as far as to say that it appears to be those that cried the hardest are the ones that did the greatest works in God. In Paul's letter to Timothy he writes <o:p></o:p> <o:p> </o:p> "I thank God, whom I serve from my forefathers with pure conscience, that without ceasing I have remembrance of thee in my prayers night and day; Greatly desiring to see thee, being mindful of thy tears, that I may be filled with joy;" 2 Timothy 1:3-4 (KJV)<o:p></o:p> <o:p> </o:p> I hope that I have given some of my personal insight into prayers.Please give some feed back (positive or not)Your Brother in Christ<?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:City><st1:place>Troy</st1:place></st1:City> <o:p></o:p> Troy Pearsall Tue, 22 Jan 2008 00:00:00 PST http://www.valuablecontent.com/blogs/233/Top-Five-Reasons-to-Buy-a-Condo A growing number of people in the real estate market are looking to buy a condo rather than to purchase a home or to rent an apartment.  But, why are condos so hot in the real estate world?  Here are the top five reasons why so many are looking to buy condos rather than other forms of real estate.Reason #1:  Condos Do Not Require UpkeepOne of the biggest reasons that so many people are looking to buy a condo is the fact that they do not require the same type of upkeep as owning a house.  For those that hate mowing the lawn, pulling weeds, repainting the house, or doing other chores associated with homeownership, it simply makes more sense to buy a condo.  In addition, many people simply do not have the time to maintain a home because of their careers.  Therefore, a condo provides a practical solution.Reason #2:  A Condo is an InvestmentOf course, those that don't want the upkeep headaches associated with a house could always rent an apartment.  The problem with an apartment is that it often feels like money is being "thrown away" as you pay your rent and effectively help your landlord buy a piece of real estate.  With a condo, you can still buy the place in which you live while still enjoying the same conveniences offered by an apartment.Reason #3:  You Can Take Advantage of the AmenitiesWhen you buy a condo, you also buy rights to a number of amenities.  Since all of the money put into the condo is shared by those living in the building, it is possible to afford many of lives little luxuries that are difficult to afford on your own.  For example, when you buy a condo, you might gain instant access to a pool, an on-grounds gym, and more.  Even better, you don't have to worry about the upkeep for these little perks either.Reason #4:  You Can Get More SpaceOften, buying a condo is a good alternative for those looking for a large piece of real estate but that do not have the funds.  If you want to buy a 3,000 square foot home, you may not have the funds for it.  On the other hand, it might be within your budget to buy a condo that provides 3,000 square feet of space.  In fact, there are some pretty good deals going on in the condo aspect of the real estate market right now that some savvy shoppers are happily taking advantage of.Reason #5:  You Want to SocializeIf you do not have a large circle of friends and you are looking to socialize more, a condo can help make this happen.  When you buy a condo, you also buy into a community.  Therefore, purchasing a condo can easily and quickly provide you with a whole new group of friends that you can get to know and enjoy.There are many reasons to buy a condo rather than other forms of real estate or rather than renting an apartment.  At the same time, a condo is not the right answer for everyone.  Therefore, you should weigh the pros and cons of all of your options in order to find the right place for you.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Downtown Austin Condo Guide, his Austin Condos company's website, & his  Central Austin Condo Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/232/What-Your-Real-Estate-Agent-Knows-That-You-Don%26%2339%3Bt When you make the decision to sell your home, you are under no obligation to hire a real estate agent or broker to help you with the sale.  Nonetheless, most people prefer to hire a real estate agent in order to better protect themselves and in order to put themselves in a better position to successfully sell the home in a short amount of time.When you hire a real estate agent, you gain access to a wealth of knowledge that will help keep you out of trouble and will help provide for a smooth transaction.  Here are just a few things that your real estate agent knows that you probably do not.The Federal Fair Housing ActAccording to the Federal Fair Housing Act, you cannot discriminate against someone when selling a home.  The act defines seven different classes that are protected against discrimination, these include:• Race• Color• National origin• Sex• Religion• Handicap• Familial statusIf you do not enlist in the help of a real estate agent, you put yourself at risk of violating this act if you refuse to sell your home to an interested buyer.  In addition, you might even accidentally violate these laws without realizing it.  For example, there are certain words that cannot be included in your advertisements for your home because they are in violation of the Fair Housing Laws.  Some of these words include:• Bachelor apartment• Children welcome• Couples• Gentleman's Farm• Golden Agers• Handicapped• Integrated• Married• Mature• Mother-in-Law quarters• Professional• Section 8• Seniors• Singles only• Sports-mindedAs you can see, some of these terms seem perfectly innocent.  Therefore, it is a good idea to get the help of a real estate agent so you can tap into his or her knowledge and experience in order to stay out of trouble.  State Real Estate LawsAlthough there are similarities in real estate laws from one state to the next, each state has its own set of rules that must be followed.  If you do not understand these laws or are unaware of these laws, you can inadvertently break the law when selling your home.  In addition, by not being fully aware of your seller's rights, you might actually lose out on money during the transaction.Taking Advantage of ConnectionsAside from legal matters, a real estate agent simply has a vast number of connections that makes it possible to sell a home more quickly and for a higher asking price.  Similarly, since people come to real estate agents when searching for homes, you are able to tap into a much larger market of interested buyers when you get the help of a real estate agent.Since a real estate agent has experience with selling homes, he or she can also provide you with tips to help increase the market value of your home and to make the process go by more quickly.  For example, small things such as painting a room a different color can go a long way when it comes to increasing the appeal of the home.  By taking advantage of the realtor's expertise, you just might have a much more profitable selling experience.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Austin Real Estate Guide, his Northwest Austin real estate company's website, & his  Steiner Ranch real estate Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/231/Real-Estate-101%3A-What-to-Tell-Your-Realtor Making the decision to finally purchase a home is one of the most exciting moments in your life.  At the same time, it can be quite confusing and even overwhelming as you try to make the best decisions for your financial future.  One way to make the process go much smoother and to alleviate your fears is to hire a real estate agent that is on the same page as you and that knows what you are looking for.  In order to make sure you are on the same page as your real estate agent, communication is key.  After all, you cannot expect the real estate agent to simply know what type of home you are looking for or to understand your needs.  Therefore, before you enter into any agreements or begin the house hunting process, there are several things you should tell your real estate agent.Consider Your Long Term PlansWhen making your home purchase, you should have some kind of idea of your long term plans.  Of course, life doesn't always happen the way we expect and these plans might change, but you still want to make a real estate purchase that is in line with your current goals.  For example, if you will only be living in the home for five years and are hoping to sell it for a substantial profit when you are ready to move, you might want to look at different real estate than what you would look at if you are planning to live in the home until after your young children have graduated from high school.Express Your NeedsWhen discussing your ideal home with your real estate agent, you need to take care to thoroughly express your needs.  For example, if you currently have kids or are planning to have children in the near future, you will likely want to purchase a home that is in a good school district.  On the other hand, if you are a retired couple that enjoys taking walks in the park, you should communicate this to your real estate agent so he or she can look for homes that are near to community parks.The more you communicate about your family, your lifestyle, and your hobbies, the better your real estate agent will be capable of finding a home that is well suited to you.  Although your real estate agent is not a mind reader, many are quite good at understanding the needs of their clients based on this type of information.  In fact, your real estate agent may be able to make some suggestions that you hadn't even considered while dreaming of your future home.The more you communicate to your real estate agent, the better he or she will be able to pick out properties that will be suited to your needs.  At the same time, if you notice that your agent is selecting homes that are nothing like what you are looking for, be sure to communicate this to your agent as well.  Similarly, as you walk through homes with the agent, be certain to point out the features that you like and do not like.  These little "hints" will help the agent get better in tune with what you are looking for in your dream home.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Austin Realtor Guide, his Austin real estate company's website, & his  Steiner Ranch real estate Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/230/Real-Estate-101%3A-The-Difference-Between-an-Agent-%26-Broker Many people mistakenly believe that a real estate agent and a real estate broker are the same, but this is actually untrue. While both a real estate agent and a real estate broker must undergo schooling and must pass a state real estate exam, there are some very significant differences between the two.Considering LicensingFrom a technical standpoint, the difference between a real estate agent and a real estate broker is the fact that they hold different licenses.  In order to obtain the different licensing, a real estate broker must actually complete additional coursework beyond what a real estate agent must complete.Although many people use the terms real estate agent and real estate broker interchangeably, a broker actually has more schooling and bears more responsibilities throughout the transaction.Since a broker has more education and experience, real estate agents actually work beneath the broker.  Therefore, a person that works as an independent realtor must be a broker as well.  A real estate agency with multiple employees, however, may have only one licensed broker and several agents.  While the agents will perform many of the same functions as the broker, the broker is the one that is ultimately responsible for ensuring the transaction is completed properly.  In exchange for taking on this added responsibility, the broker receives a percentage of the commission the agent earns when selling a home.The Personal TouchWhen it comes to working with a real estate broker versus a real estate agent, you will probably notice little difference if you notice a difference at all.  This is because agents are licensed and capable of performing the basic tasks that most buyers and sellers are interested in having completed for them.  For example, if you are looking for a home, an agent can easily take you to see a variety of homes and can help you reach a deal with the seller. Similarly, if you are selling a home, a real estate agent will have access to all of the same connections as the broker he or she works for.If you are working with an agent rather than directly with the broker, you should expect to receive the same level of service you would receive from the broker.  If you are unhappy with the agent's service, however, you can contact the broker and request that another agent be assigned to you.  Similarly, if you have any questions or concerns that your agent cannot seem to address, you should contact the broker in order to make sure you are on the right track with the selling or purchase of your home.The fact that every real estate agent is backed up by a broker is somewhat of a safety net for you as a consumer.  In fact, if a crisis situation arises, the success of your transaction may come down to the abilities of the broker.  Therefore, when hiring an agent, be sure you are comfortable with both the agent and the broker if they are not the same person.  That way, you will be guaranteed the best experience possible.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Northwest Austin Real Estate Guide, his Austin real estate company's website, & his  Austin Condominium Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/229/Real-Estate-101%3A-Firing-a-Bad-Agent A mistake that many people make when working with a real estate agent is the belief that they need to stick with the agent once they have contacted them.  While it can be more difficult to get out of a contract with a real estate agent that is helping you sell your home, you are under no obligation to work with just one real estate agent when you are looking for a home to purchase.  In fact, unless you have hired a buyer's agent to help you find your home, you are perfectly within your rights to contact multiple real estate agents in order to find one that suits your needs and that you feel comfortable with.  If you have hired the agent to help you sell your home or if you have entered into a buyer's agreement, getting out of your agreement can be a bit trickier.  Nonetheless, it is possible.  Signs that You Should Part Ways With Your Real Estate AgentSometimes, you simply won't see eye to eye with your real estate agent.  If this is the case, you might need to part ways.  Aside from small differences in views, you might find that you and the real estate agent simply cannot get on the same page at all. This can be a very frustrating and time-consuming experience - and it is completely unnecessary.  More than likely, there is a real estate agent out there that will understand your needs and that will be more than happy to help you find what you are looking for.If you find that you are raising your voice when talking to your real estate agent, you are probably in a bad situation.  If you find yourself calling your agent bad names when you refer to him or her or if you are experiencing negative thoughts about your agent, it is time to start looking for a new agent.  Similarly, if you find yourself avoiding your agent's calls or if your agent is not calling you back, you likely have a bad relationship and it would be better for both of you to part ways.Getting Out of Your AgreementsIf you have entered into a contract with your real estate agent, you should try to end the contract based on mutual consent.  If the agent refuses to bow out gracefully, you might need to request the help of a lawyer.  Ideally, before you ever signed the contract, you should have checked on the agent's policies for canceling the contract.  Most reputable real estate agents will allow you to end the contract if you are unhappy with their services.If you have entered into a listing agreement, you can ask the real estate agent to cancel the listing.  If he or she refuses, contact the grocer and request a cancellation.  If the broker will not cancel the listing, you can at least ask for a different agent.  In most cases, however, the broker will allow you to get out of the listing because refusal to do so can scar his or her reputation.  If the broker continues to refuse, let him or her know that you will be contacting a real estate lawyer for termination assistance.  In many cases, just the threat of a lawyer is enough to get the broker to back down.  Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Northwest Austin Real Estate Guide, his Austin real estate company's website, & his  Austin Condominium Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/228/Real-Estate-101%3A-Choosing-The-Right-Agent-to-Meet-Your-Needs If you hope to have a smooth experience that results in the real estate purchase you are looking for, it is important to take the time to select the best real estate agent for your needs.  Although all real estate agents are capable of helping you complete your real estate purchase, there are certain agents that are better suited for certain types of purchases.  Similarly, there are a few signs to watch for that will indicate whether or not you have a quality real estate agent at your side.Consider Your PurposeWhen selecting the real estate agent for you, it is important to consider the type of real estate you intend to purchase.  For example, if you are interested in purchasing an apartment complex as an investment purchase, it is generally better to work with a real estate agent that specializes in selling these types of properties.  Of course, you can use a real estate agent that deals mostly with selling homes, but one that specializes in the type of property you are looking for is more likely to have the types of connections you need to purchase the type of property you are looking for.Consider QualificationsWhile it is fine to work with a real estate agent, you should look for someone that is a real estate broker or a licensed realtor.  An agent that is a member of the National Association of Realtors will have a displayed REALTORS® logo that will let you know that he or she has achieved this licensure.  It is important to look for someone that is certified by the National Association of Realtors because this means the agent has pledged to follow a Code of Ethics that holds them to a higher standard than what is required by law.  Consider ReferralsOf course, it doesn't matter how many great qualifications the real estate agent has if he or she does not work hard for clients.  Therefore, it is always a good idea to listen to referrals from other people.  If someone you know had a good experience with a particular real estate agent, the chances are pretty good that you will have a good experience with that agent as well.  Remember, good real estate agents stay in business because they have satisfied clients - give your business to someone with a proven track record. Do Your ResearchIf you don't know someone that can refer a great real estate agent to you, you are going to have to do a bit of research.  A good place to start your research is on the Internet.  Visit the web sites of various real estate agents and get an idea of the types of services they provide.  Look up the profiles of the real estate agents in order to get a better idea of their qualifications and experience.  A site that contains customer testimonials is a good start as well - read the testimonials in order to get an idea of what other people are saying about the agent before making your final decision.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Austin Texas Real Estate Guide, his Southwest Austin real estate company's website, & his  Central Austin real estate Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/227/How-to-Personalize-Your-Apartment Renting an apartment can be a good financial decision.  If you do not plan to stay in the area or a long period of time or if you simply don't want to deal with the costs of upkeep associated with homeownership, renting an apartment just might be right for you.  At the same time, many apartment renters find it difficult to make an apartment feel like "home."  This is particularly true if your landlord is very strict about the type of decorating you can do within your apartment.  With these simple tips, however, you will get your apartment feeling like home in no time.Creating New Rooms In Your ApartmentOne way to personalize an apartment and to alter its appearance is to find ways to divide larger rooms into smaller ones.  This can be easily accomplished with folding screens, which are available in a wide variety of colors and designs.  Not only can you create more rooms when you buy these dividers, you can also choose one that suits your personal style.  If you are feeling creative, you can even buy old doors at a flea market and then decorate them yourself with wallpaper, fabric, or paint.If doors aren't your thing, you can separate a large room with a sofa as well.  With this trick, you can create a dining area and a sitting area all within one room while still making them appear separate from one another.  Having Fun with CabinetsYou can also add a personal touch to your apartment by turning your attention to your cabinets.  The cabinets in your apartment will likely have plain and basic knobs, but you can easily change these out with something a bit more decorative and suiting to your personal style.  Just make sure to hang onto the original knobs so you can replace them when you move to a new apartment.You can even remove the cabinet doors and buy something more suiting to your style.  Again, these can be easily replaced when you move out of the apartment. So, even if your landlord is a bit strict when it comes to redecorating, this little trick should still be perfectly acceptable.  Making Changes to Floors and WallsAlthough you may not be able to tear out the carpet or repaint the walls in your apartment, you can still make some changes to the way these parts of your apartment look.  For example, you can attach flat sheets to your wall with Velcro or you can even make wall forms that fit snuggly against your walls.  For your floors, area rugs can make a big difference or you can simply make your own rug with carpet samples in order to create a new look.It's the Little Things That Make All of the DifferenceThere are many little things you can do in your apartment to help make it more personalized.  Attaching a stylized fabric skirt around your wall-mounted bathroom sink, for example, will add storage space as well as help you create a new look in your bathroom.  Artwork and plants can also go a long way toward personalizing an apartment.  You can hang pictures in your apartment without putting holes in the wall by hanging lightweight art from fishing lines that are tacked into crown molding.  Or, you can display your art on easels or on shelves and consoles.  The same is true of plants, which can add variety to your apartment while also helping to keep the air clean.  With a little imagination and creativity, you can make your apartment more personal while creating a look that is truly unique and special to you and your taste.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his Austin Leasing Agent Guide, his Austin Apartment company's website, & his  Austin Apartment Locator Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST http://www.valuablecontent.com/blogs/226/How-to-Launch-a-Career-in-Real-Estate If you are interested in a career in real estate, the steps you will need to take are relatively straightforward.  Nonetheless, it doesn't mean that it is easy to become a real estate agent.  If you hope to launch a career in this field, you will need to dedicated a great deal of time and effort to your studies.Taking Real Estate ClassesThe first step to becoming a real estate agent is to take the proper classes.  Often, you can take real estate classes at a local community college or other facility that provides continuing education classes.  Before signing up for real estate classes, however, make sure the courses are approved by your state. In order to become a real estate agent, you must first complete schooling through an approved real estate program.  If the program is not approved by the state, you will not be allowed to complete the examination that is necessary for obtaining your real estate license.Taking the Real Estate ExamBy completing your real estate coursework, you should be well prepared for the real estate examination.  Nonetheless, it is essential to study for the examination before taking the test, as it can be a bit trickier than you might think.  For example, some of the questions on the exam ask you to apply the concepts you have learned in your real estate classes, which means successfully passing the examination requires more than just memorizing information.Some people do pass the test the first time they take it, but be prepared to take the test multiple times in order to finally pass it.  Once you do pass the test, you will finally be able to work as a real estate agent.Building a ReputationOf course, launching a career in real estate requires more than just taking the proper courses and completing an examination.  If you hope to build a client base and to be successful in the field, you need to establish a reputation and build up a base of contacts.  In order to get your foot in the door in the real estate world, you will need to lean the tricks of trade from other professional in the field.  One great place to start is at your local real estate agents' association, which can be found in most large cities.  These groups and clubs meet on a regular basis in order to exchange information, which is very helpful for a real estate agent that is just getting started in the field.  Continuing Your EducationAfter you have completed the coursework and passed the real estate examination, you will have to take additional classes in order to maintain your licensing.  Therefore, you will need to be prepared to continue taking real estate classes even after you have successfully launched your career.By taking these continuing education classes, you will also stay up to date in the latest changes in the field.  This will ensure that you are capable of serving your clients to the best of your abilities, which will further help with building your reputation and solidifying your career in real estate.Eric Bramlett is the broker & co-owner of One Source Realty in Austin, Texas.  Eric currently manages his West Lake Real Estate Guide, his Austin TX Realtor company's website, & his  Steiner Ranch real estate Guide. Eric Bramlett Mon, 05 Nov 2007 00:00:00 PST