Bruce Taylor is a well known specialist in helping you create a more effective and efficient financial set-up, which will enable you to get ahead in life. Being in the finance industry for over 15 years, he has access to home loans from Australia's largest banks. Therefore, he can attempt to REDUCE your current monthly debt repayments by setting up a tailored, more efficient loan structure and as a result reduce your mortgage term.
With interest rates attracting so much glare from the political and media spotlights, it’s hardly surprising that our thoughts tend to focus on that all-important percentage figure when we start planning our mortgage or remortgage.
When applying for a home loan, you need more than just savings. Generally you will need to prove the stability of your employment and income, show your savings history, provide tax information and give details of your current financial commitments. On top of all of this, you will need to have a clean credit history.
Maybe a shoe box under the bed or a drawer stuffed full of receipts and statements has been enough to get you by in the past, but if you’re serious about getting ahead with your home loan, it pays to get organised.
Attacking the principal would have guaranteed an expulsion from school at one stage of your life, but when it comes to your home loan, it may help to strike the principal early.
Owning your own home is the great Australian dream. When you're manically cleaning the lounge room in time for your next rent inspection, having to put up with your landlord's love of lime green carpet and generally stuck in a rent rut, it can seem like just that: a dream.
Thousands of Australian consumers are struggling with the burden bad credit ratings as a result of difficult personal or job circumstances, a bad run of luck, bankcruptcy or adverse court judgements.