http://www.valuablecontent.com en-us http://www.valuablecontent.com N/A frun04@gmail.com Thu, 09 Feb 2012 07:32:14 PST 20 http://www.valuablecontent.com/articles/39404/1/The-correct-approach-to-facing-foreclosure There is a deep shock to the entire body when a Foreclosure Notice is delivered to a homeowner.Body and psyche is hit like a blow from a sledgehammer.The mind goes numb. The mouth goes dry. The stomach tenses as the juices flow.The adrenaline gland starts pumping, a cold sweat breaks out, and the brain ceases to operate in a functional way. Al Rocky Tue, 21 Oct 2008 00:00:00 PDT http://www.valuablecontent.com/articles/29390/1/Is-shared-ownership-a-viable-option-for-those-that-cannot-get-full-mortgage-loans%3F Many first time buyers are now looking at shared ownership properties, which are offered by housing associations in the UK. Basically, a shared ownership property is where you take out a mortgage loan for a certain percentage of the property and pay rent on the remainder. Reno Charlton Mon, 10 Sep 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28545/1/Paying-off-credit-card-debt-using-your-401K-Retirement-money You can only take out a 401k loan provided your company allows for it. Legally, you can borrow up to $50,000 or half of the money in your 401K retirement account, whichever is less. The period of repaying such a loan is usually 5 years and beyond provided the loan is taken out for a residential property. Samantha Taylor Thu, 02 Aug 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27535/1/What-is-a-Reverse-Mortgage-Loan%3F Reverse mortgages have increased in populartity in the pastfew years. Housing costs are going up and senior savingsare going down, the ideal situation for a reverse mortgage. Brian Ankner Mon, 04 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26685/1/Is-Refinancing-Your-Mortgage-Right-For-You%3F Are you considering refinancing your Mortgage? If you do this correctly, this can be a fantastic way to save yourself a great deal of money. By spending a small amount of time on thorough research, as well as implementing a few beneficial tactics, you'll soon be on your way to get better rates or terms than you currently have on your mortgage loan. Kristelle Muldrock Mon, 16 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/25815/1/The-Other-Shoe-Has-Dropped%85First-The-Subprime-Market%85Now-Bernanke-Looks-At-Fannie-Mae-%26-Freddie-Mac With the market still feeling the shakeout from the tremors of the subprime mortgage fiasco Dale Rogers Fri, 09 Mar 2007 00:00:00 PST http://www.valuablecontent.com/articles/24866/1/Honey%85The-Bank-Is-On-The-Phone%85Since-We-Were-Two-Days-Late-On-Our-Payment Unlike previous down mortgage cycles, lenders are pulling out all the stops to blunt foreclosures. Dale Rogers Wed, 14 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/24847/1/Mortgage-Loans---brief-overview So, you've decided to buy a house, but you haven't sufficient amount of money. There is a way out - mortgage loan. Fred Miller Thu, 25 Jan 2007 00:00:00 PST http://www.valuablecontent.com/articles/23958/1/So-You-Agreed-To-Take-A-Seller-Held-2nd-Mortgage-To-Help-Sell-Your-Property%85Now-What%3F Many buyers who have jobs and means to make monthly housing expenses have for what ever reasons have lousy credit. Dale Rogers Sat, 09 Dec 2006 00:00:00 PST http://www.valuablecontent.com/articles/23694/1/6-Reasons-For-Choosing-A-Loan-To-Renovate-Than-A-Loan-To-Move Planning a home renovation? Finding the right financing to match your needs is vital. A loan for home improvements is issued by lenders based on the view that the amount of the loan used to renovate your house will add to the overall value of the property. ben hamilton Tue, 28 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23673/1/Beware-Those-Hidden-Fees-and-Home-Mortgage With interest rates attracting so much glare from the political and media spotlights, it's hardly surprising that our thoughts tend to focus on that all-important percentage figure when we start planning our mortgage or remortgage. ben hamilton Mon, 27 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23624/1/Reverse-Mortgages-Enable-Retiring-Homeowners It's a scary thought. Over the next 40 years, the proportion of Australia's population aged 65 years and over will almost double. With continual increases in the cost of healthcare and general living expenses, and a decreased ability to rely on government assistance, many Baby Boomers are dreading a need to make major downgrades in their lifestyles to fund retirement. Evelyn Miller Fri, 24 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23542/1/Find-How-You-Can-Reduce-The-Amount-You%26%2339%3Bre-Paying-Each-Month-In-1-Simple-Way If you have a mortgage, then there's a good chance you'll also have an eye on opportunities to reduce the amount you're paying each month - and if that's the case, a remortgage could well be a sensible option. ben hamilton Tue, 21 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23230/1/More-frequent-repayments-could-reduce-the-cost-of-your-mortgage Time flies. Have you ever caught yourself wishing for more than 24 hours in a day? Imagine how having more time to make more frequent repayments could reduce the cost of your mortgage. Well, what if you could effectively add weeks to a year? The good news is that it's much easier than you think. ben hamilton Wed, 08 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23060/1/5-Beneffits-Of-An-Mortgage-Offset-Account If you're sick of working for your money, maybe it's time to get your money working for you with a mortgage offset account.  This is an account linked to a mortgage account so that the interest earned on savings is used to minimise the interest on the mortgage. ben hamilton Wed, 01 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23027/1/Reverse-Mortgage%3A-One-Suggestion-For-Your-Retirement It's a scary thought.  Over the next 40 years, the proportion of Australia's population aged 65 years and over will almost double. With continual increases in the cost of healthcare and general living expenses, and a decreased ability to rely on government assistance, many Baby Boomers are dreading a need to make major downgrades in their lifestyles to fund retirement. Evelyn Miller Tue, 31 Oct 2006 00:00:00 PST http://www.valuablecontent.com/articles/22488/1/Option-ARMs%3A-%93The-Sky-is-Falling%85The-Sky-Is-Falling-So-Says-The-Chicken-Littles-Of-The-World%94 Every investment vehicle and financial program under the sun has some sort of risk attached to it. Whether it is stocks Dale Rogers Sun, 08 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22293/1/I%26%2339%3Bm-Feeling-Very-Mortgage-Inadequate You know that feeling you get when you've just let someone down. As Mortgage Professionals we have all experienced it. I just couldn't help. Here's the whole agonizing story from the very beginning...   Tom Domin Wed, 27 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22184/1/Welcome-Back-to-School%3A-Mortgage-School-That-Is The day you decided to become a Mortgage Professional and in effect, run your own business, you automatically enrolled in classes again. This article explains the commitment you made. Tom Domin Thu, 21 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21808/1/Time-to-put-an-end-to-the-payment-protection-insurance-witch-hunts An informative article from an industry insider uncovering the various myths surrounding payment protection insurance on loans and mortgages. John Smith Fri, 08 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21283/1/%93RepoMan-Cometh%85Notice-of-Default-Received%85Now-What%3F%94 Unfortunately foreclosures are on the rise...leading to mortgages repoing homes, this article will tell a situtation, and show ways to avoid it. Dale Rogers Mon, 14 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20841/1/True-value-is-in-the-eye-of-the-beholder---Property-valuation-advice Advice for mortgage providers, brokers and consumers on the various possible pitfalls of property valuation. John Smith Fri, 21 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20804/1/What-are-the-main-types-of-mortgages-that-are-available%3F There are many different types of mortgage available for house buyers, and choosing the most appropriate one can be a difficult decision. A quick guide to the essential differences between the main mortgage types on offer. Andrew Regan Wed, 19 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20615/1/1%2C-2%2C-3%25......Can-You-Say-Negative-Amortization%3F The basic information you should know before financing real estate with the negatively amortizing loan commonly called the "Option ARM" Paul Jerome Sat, 08 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19921/1/Lenders%92-Exit-Fees-under-Investigation Mortgage lenders charging additional fees are under scrutiny by FSA as well as borrowers themselves Michael Hanna Wed, 31 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19494/1/Mortgage-Advice---5-Top-Tips-for-First-Time-Buyers In the ever increasing house price market it is becoming more difficult for first time buyers to take that important first leap on to the property market. As operators of website Mortgage Place we are constantly looking to provide help and information to anyone looking or thinking about applying for their first time mortgage. Doug Rice Sat, 06 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19282/1/Home-Mortgage-Loan-Mistakes-Most-Homebuyers-Make For your home mortgage loan it is critical to find a loan officer you can trust to review the options available to you and the best possible rates for your financial situation. Only a responsible loan officer can give you all of your options in an understandable way. Robert Skrob Mon, 24 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19154/1/How-to-Increase-Your-Mortgage-Bad-Credit-Rating%3F Your credit rating is the reflection of how good or how bad your payment history actually is. If you're planning to get a mortgage loan and buy a new house for yourself, then what mortgage lenders will look at first, is your credit rating. Monty Lee Mon, 17 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/18744/1/Is-Foreclosure-The-Only-Option-When-In-A-Mortgage-Mess The key to avoiding foreclosure is for borrowers to face the issue head-on. While the number of new mortgages boomed between 2000 and 2004, foreclosure rates also hit record highs. John Appleseed Sat, 25 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/17546/1/Easy-UK-Loans-%96-Loans-Now-Come-Handy   Alex Jonnes Fri, 27 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17448/1/The-Long-Financial-Winter-%96-Protect-your-home Don't wait for the bills to mount up before considering a quick property sale Michael Hanna Mon, 23 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/16938/1/The-Truth-about-Bad-Credit-Loan-Mortgage Even if you have bad credit, home ownership is still possible with a bad credit home mortgage.  Bad credit loans are available to finance a number of items such as homes, cars, and even personal loans. David Chandler Wed, 28 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/973/1/Home-Loans-and-Mortgages-%96-Help-for-Hurricane-Katrina-Victims Hurricane Katrina swept through the Gulf Coast region recently and left nothing but destruction in her wake. Thousands of people are homeless, jobless and penniless, and it is not currently known how long the local economy will take to recover. Charles Essmeier Fri, 09 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/504/1/Mortgage-Marketing---Broadcast-Advertising-vs-Direct-Advertising What type of marketing should you be using? David Wells Wed, 17 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/503/1/Mortgage-Marketing-Motivation How to keep yourself driven to acheive your mortgage career goals. David Wells Wed, 17 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/502/1/Mortgage-Marketing-Sales-Letters How to write sales copy that gets results. David Wells Wed, 17 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/501/1/Mortgage-Marketing-Viral-Email-Marketing-Strategy How to turn your satisfied customers into an army of motivated and convincing sales people. David Wells Wed, 17 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/500/1/Mortgage-Marketing---What-Your-Client-Wants How to set the tone before you make the sale. David Wells Wed, 17 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/375/1/Home-Loans-and-Mortgages-%96-Tips-to-Avoid-Foreclosure Today's real estate market is a volatile one; prices are at record levels and Interest rates are favorable... Charles Essmeier Mon, 15 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/31485/1/The-Remortgaging-Process-In-A-Nutshell One good option for mortgagors is remortgaging. What is remortgaging? What are the benefits of remortgaging? How is the remortgaging process done? Is this a good option for mortgagors? These and more on this article. Irish Mortgage Brokers Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/30459/1/What-Every-Mortgagor-Should-Know Deciding to apply for a mortgage is easy but the actual application process requires a little effort. As a wise mortgagor, you simply cant putting your financial assets at risk by dealing with mortgage without understanding it yet. Iris Mortgage Brokers Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/25084/1/Getting-a-mortgage-with-friends Property prices for even the smallest apartments are beyond the reach of many first time buyers nowadays. As a result, more and more people are clubbing together with friends to share a mortgage and ownership of a property. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/25023/1/Increase-the-value-of-your-home-%96-build-or-extend Once upon a time, investing in property was a sure-fire way to make money, but as the property market has slowed down over recent years, homeowners need to be wise about how they maintain and improve their property in order to make money from it as buyers are becoming more demanding. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/23642/1/The-importance-of-making-a-will. Please note: this article applies to residents of England, Wales and Northern Ireland and is provided for general information only. It does not constitute financial advice. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/23604/1/Getting-to-grips-with-ISAs The Individual Savings Account (ISA) scheme was set up by the government in 1999 to encourage people to save more money. It allows people to save up to a certain amount each year without paying tax on the interest or income from it. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/22952/1/It%92s-payback-time%3A-remortgage-to-solve-your-debt-problems People in the UK owe more money than ever before. As it becomes easier and easier to borrow, whether in the form of credit cards, loans or countless other personal finance options, we are lured deeper and deeper into the debt trap, often to the point where we face an overwhelming financial burden that we have no means of repaying. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/22772/1/Mortgages%3A-what-products-are-available%3F Basic principle of a mortgage is very simple: you borrow money to buy a house and pay back the loan with interest. However, nowadays there are so many products available that it can be mind-boggling. Here's a guide to methods of repayment and interest rates. Benedict Rohan Wed, 31 Dec 1969 16:00:00 PST