http://www.valuablecontent.com en-us http://www.valuablecontent.com N/A frun04@gmail.com Sat, 06 Sep 2008 19:51:47 PDT 20 http://www.valuablecontent.com/articles/30804/1/Are-You-Credit-Worthy%3F Lenders take various criteria into account when determining whether an applicant is credit worthy, but it generally comes down to three important points: Greg Ellingson Thu, 29 Nov 2007 00:00:00 PST http://www.valuablecontent.com/articles/30590/1/Is-it-time-to-switch-your-credit-card%3F Many credit card companies across the UK have decided to increase their rates, charges, and fees. With all of these charge hikes is it time for cardholders to start looking at switching their credit cards? Reno Charlton Tue, 20 Nov 2007 00:00:00 PST http://www.valuablecontent.com/articles/30575/1/Tis%26%2339%3B-the-Season-for-Credit-Repair As you are getting ready for the holiday season and beginning to slack off at work, remember that everyone else out there is doing the same thing, including your creditors. Now is the perfect time to repair your credit because your creditors are less likely to do the extra work to verify the negative items in your credit reports. David Fech Mon, 19 Nov 2007 00:00:00 PST http://www.valuablecontent.com/articles/30407/1/Are-you-ready-for-the-January-sales%3F If you are looking forward to getting some retail therapy in the January sales, and plan to put your purchases on the plastic, now is the time to start looking for the right credit card. At this time of year it is particularly important to take early action when applying for credit. Reno Charlton Tue, 06 Nov 2007 00:00:00 PST http://www.valuablecontent.com/articles/30289/1/Experts-recommend-cash-back-cards-for-Christmas Experts are recommending that consumers planning to use a credit card for their Christmas shopping opt for a cash back card in order to make the most of their expenditure, as this will enable them to earn back some money on the amount that they spend over the Christmas period. Reno Charlton Mon, 29 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/30086/1/Should-you-protect-your-loans-and-credit-cards-with-PPI%3F PPI, or Payment Protection Insurance, is a type of protective insurance cover that is offered with different types of finance, such as credit cards, store cards, and loans. Reno Charlton Mon, 15 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/29842/1/Is-it-ever-worth-choosing-a-store-card%3F Over recent years many stores have started offering their own form of credit cards, known as store cards. Store cards are a kind of 'credit' card with a few key differences. Reno Charlton Tue, 02 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/29341/1/Credit-Card-Tips  It is more important than ever to maintain good credit.  One area that is particularly difficult for some people to manage is credit card debt.  Laura B Thu, 06 Sep 2007 00:00:00 PDT http://www.valuablecontent.com/articles/29300/1/-Credit-Score---Best-Method-for-You%21 Examine for errors in your score by inquiring for credit reports from all three key credit bureaus. Grabbing this phase will help you know your former credit records and you may discover errors in verifying the details presented in all three credit reports. Matt Taylor Wed, 05 Sep 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28423/1/Making-the-most-of-your-credit-card Following simple tips and pointers when using credit cards - such as making sure you have the right card and knowing what those pesky terms and conditions mean - can really save you money, if not see you start making some back! Reno Charlton Wed, 25 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28354/1/Understand-How-Credit-Cards-For-Bad-Credit-Can-Help-You Want more understanding of how the credit cards system works or which cards are best for different situations? Repair or increase your credit rating? Then this article can give you tips and advice you need. Tobias Paxman Fri, 20 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28183/1/Keeping-your-credit-in-check Your credit report and rating can have a profound impact on your financial future, and can more or less dictate the way that you live your life. Find out how to keep your credit in check, and how to rebalance the scales if you've let your finances slide. Reno Charlton Wed, 11 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27060/1/Chase-Platinum-Business-Card-Review Review of a business credit card product from Chase. Sam Donaldson Mon, 07 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26592/1/Commercial-Real-Estate-Credit Good credit for a commercial real estate investor usually means about twelve to fifteen "trade lines" of seasoned credit in a credit report. Craig Higdon Wed, 11 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/23556/1/Using-Credit-with-Security-in-Mind Protect yourself against identity theft by using your credit wisely. Noreen Ruth Tue, 21 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23473/1/Credit-Card-Fee%26%2339%3Bs-Increases Credit Card Fee's Increases Gary Foreman Thu, 16 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23083/1/3-Stept-To-Get-A-Clean-Credit-History When applying for a home loan, you need more than just savings. Generally you will need to prove the stability of your employment and income, show your savings history, provide tax information and give details of your current financial commitments. On top of all of this, you will need to have a clean credit history. Bruce Taylor Thu, 02 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/22848/1/What-Is-The-Big-Deal-With-A-Cash-Back-Credit-Card%3F If you are one of the heavy credit card users and you make a lot of purchases in a month, a cash back credit card probably sounds like a wonderful deal.  But there is the catch... Hugh Thorpe Tue, 24 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22799/1/Credit-Card-Creep-%2B-%93Universal-Default%94-%26%238594%3B-125%25 The "Universal Default" trigger mechanism used by many credit card companies who regularly check payment history in the bureaus. Dale Rogers Sat, 21 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22508/1/Johnny-Cash-and-Elvis-Presley-to-be-reconized-by-Visa%7B47%7DMC Johnny Cash and Elvis Presley are now being reconized with 2 new Prepaid MasterCards. Both of which offer a $1,000 sweepstakes. richard gilliland Sat, 07 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22102/1/Citi-to-begin-testing-balance-transfer-fee%26%2339%3Bs. To encourage responsible borrowing amongst their cardmembers. Citi will begin testing transfer fees with their card products. richard gilliland Mon, 18 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21998/1/A-Guide-To-Applying-for-Credit-Cards-over-the-Internet. Over the last few years the internet has become your one stop to finding credit cards. richard gilliland Thu, 14 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21867/1/Credit-card-processing-for-your-business There are innovative solutions available to all businesses and your business can profit from them. The invention of the credit card and credit card processing are said by some to be the best financial and business improvements for businesses made in the modern world. Amelie Mag Mon, 11 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21691/1/A-message-for-credit-card-users Credit cards are good for emergency. Using plastic money for buying day to day products could push consumers in deep debt. Debt Samaritan offers good suggestions for credit card users in this article. Ryan Smith Mon, 04 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21374/1/%93Mugged-While-Sleeping%85Leads-To-Credit-Repair%94 Identify theft is a huge problem for Americans. With all the personal information floating around out there it is tough to avoid being a victim of this dastardly crime. Dale Rogers Fri, 18 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21298/1/Credit-cards-celebrate-their-40th-birthday Credit cards have been around for 40 years and look set to further change the way we carry out our daily transactions. Andrew Regan Tue, 15 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21287/1/Identity-Theft%3A-Phishing-in-Dangerous-Water Identity thieves have a new online weapon and its spreading. Daryl Campbell Mon, 14 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20747/1/Credit-Repair---What-You-Don%26%2339%3Bt-Know-CAN-Hurt-You Some credit repair companies are giving the kind of advice that could get you put in jail. Paul Jerome Sun, 16 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20651/1/Debt-of-the-Future Debt and personal finance is on the increase. Do we rely on the Government to make the changes, or is there something we can do to stop the rollercoaster of debt in our nation? Nicola Bullimore Tue, 11 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20615/1/1%2C-2%2C-3%25......Can-You-Say-Negative-Amortization%3F The basic information you should know before financing real estate with the negatively amortizing loan commonly called the "Option ARM" Paul Jerome Sat, 08 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20494/1/Identity-Theft---When-It-Happens-To-You So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Liz Roberts Sat, 01 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19577/1/Building-your-Credit-to-get-a-Mortgage Good credit will help you get the loan you know you deserve. Kamau Austin Thu, 11 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19293/1/Is-your-small-business-failing%3F If you own a small business, then you need to be aware of its chances of success, or failure. What are the potential warning signs that could indicate your small business, and you, could be heading for trouble? debt blogger Tue, 25 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/18947/1/Three-Simple-Ways-To-Use-My-Credit-Repair-Tips-That-May-Save-Thousands%21 My credit repair tips are simple yet they provide ways to help you repair your credit without having to give up your lifestyle! Before I offer you my credit repair information though, I must tell you that not knowing your current debt situation, this solution may not work for everyone... William Lezubski Thu, 06 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/18716/1/Credit-Bureaus-now-using-Vantage-Score This article is to inform people on the new credit scoring system. Pete Glocker Fri, 24 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/18524/1/Credit-Reports%21-When-You%92re-Not-Watching-Your-Credit%2C-Who-Is%3F This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely don't know if you're credit worthy or not! William Lezubski Mon, 13 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/18206/1/Mortgage-and-UK-housing-markets-experience-fluctuations Mortgage lenders and property agencies have just released their latest figures for the UK housing market displaying some conflicting results but the overall mood from analysts appears to be one of optimism for improvements in housing market activity. Michael Hanna Fri, 03 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/18161/1/Advanced-Prepaid-Credit-Card-Features Technological advances have been made in prepaid credit cards which give them features not seen in traditional credit cards or ATM cards. In this article we will go over these advances, and how they make using prepaid credit cards easy and convenient. omar vega Wed, 01 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/18082/1/How-To-Find-The-Best-Ways-To-Improve-Your-Credit-Today-Starting-From-Scratch The fact that you're reading this article today tells me that you may be searching for the best ways to improve your credit, and when you don't know where to turn, this is a good place to begin! William Lezubski Fri, 24 Feb 2006 00:00:00 PST http://www.valuablecontent.com/articles/17723/1/Judging-the-hidden-costs-of-credit-cards Comparing credit cards is not as simple as looking at the interest rates.  Consumer finance organizations call for greater transparency and uniform methods of measurement to protect customers. Michael Hanna Mon, 06 Feb 2006 00:00:00 PST http://www.valuablecontent.com/articles/17636/1/Credit-Report----5-Secrets-Credit-Bureaus-Don%92t-Want-You-to-Know The credit bureaus wield a great deal of power over your financial and personal life. But they're hoping you don't learn these 5 secrets that will empower you to fight back! Jim Eastman Wed, 01 Feb 2006 00:00:00 PST http://www.valuablecontent.com/articles/17428/1/Bad-Credit-Loan----Let%92s-Cut-Through-the-Hype%21 If you need a loan but have bad credit, you MUST learn a few facts your potential lender doesn't want you to know! If you want to avoid being "taken to the cleaners" the advice in this report could save you a small, or even a large, fortune. Jim Eastman Sat, 21 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17426/1/Bad-Credit-Loan----How-to-Get-the-Best-Interest-Rate If you have bad credit and need a loan, you could end up paying tens of thousands of dollars more than necessary! Following this simple advice could end up saving you a small, or even a large, fortune. Jim Eastman Sat, 21 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17391/1/Credit-Repair-Myths-Exposed You MUST avoid falling prey to these 6 common myths if you hope to repair your credit and get the low interest rates you deserve! Jim Eastman Thu, 19 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17339/1/MBNA-Credit-Cards-For-Students Most college students are eager to begin their lives as independent adults. Part of this journey is learning how to be financially stable and responsible with a student credit card. Anthony Harris Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17338/1/Travel-Credit-Cards One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit card offers, you can find a wide variety of airline miles reward programs. Anthony Harris Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17337/1/Providian-Credit-Cards You may have received an offer in the mail to apply for a Providian credit card. Why should you follow through? Anthony Harris Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17336/1/Credit-Cards-With-Bad-Credit If you have less than perfect credit, you may have seen ads promising you a credit card regardless of your credit history or job status. Most of these ads are actually for a secured credit card, which can be a great way to rebuild your credit. Anthony Harris Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17238/1/Check-Your-Credit-Report-Regularly An article about identity theft, fraud, why you should check your credit report, what is in a credit report, and how to reduce the risk of identity theft and fraud. Darren Miller Thu, 12 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17184/1/Merchant-Credit-Card-Processing-Service%3A-Easy%2C-Cheap-and-Necessary Your online business needs to accept credit cards. That's true whether your business is the next ebay or you're just selling your old collectibles on ebay. You're simply holding your business back if you don't accept the payment method of choice of the internet. Joel Walsh Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17143/1/Post-Christmas-financial-difficulties Beware if you decide to take a credit card to help you out with your Christmas period overspending. Michael Hanna Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17063/1/How-to-Quickly-Improve-Your-Credit-Score-by-Adding-Positive-Payment-History-to-Your-Credit-Report Step-by-step instructions for improving your credit score. Easy to use tips that will pay off for years to come. Charles Phelan Wed, 04 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/16979/1/Reducing-Credit-Card-Interest-Expense I'm wondering if there would be any interest-savings benefit if I made partial payments at the end of each work week, rather than "saving up" the money for that payment which normally is made once a month. Super Admin Fri, 30 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/16710/1/New-Credit-Card-Balance-Transfer-Alert-Service Who wouldn't want interest free credit for years and years? In theory that's possible. People just ensure sign up for a 0 interest credit card balance transfer every time their 0 interest period expires. Gordon Goodfellow Thu, 15 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6827/1/Credit-Card-Balance-Transfer-Revisited Have you ever considered the dream ticket of always having an interest free credit card at all times, no matter what the circumstances? This is a trick you can pull off for years, in theory at least, by closely following the rules of credit card balance transfer. This article revisits those rules in a more competitive market. Gordon Goodfellow Thu, 08 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6773/1/A-major-change-to-who-views-your-financial-information%21 Credit card companies have been given more power to view all of your financial information, without you giving them concern. Michael Hanna Mon, 05 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6721/1/The-Truth-About-%26%2339%3BFree%26%2339%3B-Credit-Reports The Truth About Free Credit Reports gives you the straight scoop on who can get, where to get, how to get and what really is a 'Free credit report. Too many people are being confused, misled and taken advantage of by the term, Free Credit Report. We set the record straight so that won't happen. Pat Hicks Fri, 02 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6161/1/The-7-Rules-of-Credit-Card-Balance-Transfer Have you ever considered the dream ticket of always havingan interest free credit card at all times, no matter what thecircumstances? Well here is a check list of seven things youmust do in order to ensure exactly that. Gordon Goodfellow Mon, 31 Oct 2005 00:00:00 PST http://www.valuablecontent.com/articles/1594/1/Store-cards%2C-credit-cards-and-loans-%96-how-to-borrow-money-effectively. It's easy to be trigger happy with credit, but if you have taken out a personal loan or credit card, watch out that your flexible friend doesn't stab you in the back Richard Green Thu, 20 Oct 2005 00:00:00 PDT http://www.valuablecontent.com/articles/1303/1/Credit-Reports-%96-Errors-Can-Be-Costly Check your credit report often and report errors as soon as you find them. The longer you wait to report a mistake, the harder it will be to repair since paperwork and other documentation often gets misplaced over time. A few minutes spent check your report once or twice a year may save you hundreds of hours of work later. Charles Essmeier Thu, 29 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/1302/1/Credit-Reports-%96-Fixing-Errors-Can-Be-Difficult The best way to avoid such credit report problems is to check your credit report regularly and to report problems or incorrect information immediately. Charles Essmeier Thu, 29 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/456/1/How-To-Establish-Great-Credit Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account. This problem affects young people just beginning careers as well as older people who have never used credit. It also affects divorced or widowed women who shared credit accounts that were reported only in the husband's name. Alex Fir Tue, 16 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/378/1/Credit-Card-Debt-%96-Watch-Your-Credit-Report-and-Your-Bill Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus. Charles Essmeier Mon, 15 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/24565/1/7-Effective-Ways-to-Improve-Your-Credit-Score Developing your own plan for credit repair is the most cost-effective and often the most effective way of dealing with bad credit.  It also gives you the tools, knowledge and self-confidence to take control of your finances and ensure that you get the best credit score you can. Pn reddy Wed, 31 Dec 1969 16:00:00 PST