http://www.valuablecontent.com en-us http://www.valuablecontent.com N/A frun04@gmail.com Sat, 06 Sep 2008 19:45:53 PDT 20 http://www.valuablecontent.com/articles/30185/1/Can%26%2339%3Bt-Afford-to-Get-Sick Can you really afford to get sick?  Rising costs in the health care industry are leaving many individuals in the dust and the trend just seems to continue.  Just what do you do when you're faced with a medical treatment that you can't afford? Jack Morgan Sun, 21 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/30184/1/Is-Consumer-Driven-Health-Care-Right-for-You%3F Does consumer driven health care (CDHC) really present a viable alternative to the growing problems that health insurance presents?  This solution requires more payment upfront than traditional health insurance plans, but it also requires more maintenance, education and tracking as well. Jack Morgan Sun, 21 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/30183/1/10-Areas-of-a-Health-Insurance-Plan What do you really need to know when deciding which health insurance plan is appropriate for you?  While the information is most times segmented into individual, family or group coverage, there are many other factors that impact your insurance selection. Jack Morgan Sun, 21 Oct 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28974/1/Insuring-purchase-of-your-home When you're buying a new house or an apartment, you need to secure this transaction, otherwise it may turn out that you're going to loose your home. Tim Baker Thu, 23 Aug 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28910/1/Saving-on-your-personal-insurance-costs There are all sorts of insurance policies available to protect various aspects of our lives these days, such as travel insurance, car insurance, medical insurance, critical illness insurance, and life insurance amongst others. Reno Charlton Tue, 21 Aug 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28797/1/Compliance-Of-Performance-Bond Performance bond, the most required surety bonds among the customers or applicants. Performance bonds are issued in almost every surety bonding company or by the insurance company. Performance bonds are also forms part of the different kinds of surety bonds issued by the state bonding company. ron victor Sun, 12 Aug 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28263/1/Real-estate-investing-in-bonds Depending on what type of bond you are investing in, could make you earn a lot. There are varieties of bonds available in the market such as Mortgage Broker Bonds, Surety Bonds, etc. Short term low return bonds are a safer way of investing your hard earned money, Companies and Government Issue bonds to meet their day to day operation. ron victor Fri, 13 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28105/1/California-Homeowner%92s-Insurance---7-Tips-for-Ensuring-Proper-Residential-Coverage Consider the following tips to be sure you're not in a mess the next time you file a homeowner's insurance claim. Krista Farmer Fri, 06 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/28023/1/Fun-On-The-Fourth-%3D-Fire-Risks-Are-More-Abundant Independence Day is less than 24 hours away and the scents of summer celebration are ready to be unleashed.  Krista Farmer Tue, 03 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27998/1/Flood-Insurance---brief-overview Flood has become the number one natural disaster in the United States. Thousands of houses and living areas are damaged each year because of flooding. Nevertheless, paying for repairs can be extremely expensive. Tim Baker Mon, 02 Jul 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27972/1/Shop-for-Insurance-Online-%3D-Save-Precious-Time-and-Money Wherever you are in life's many stages, why dig through the phone book when the insurance quotes you are looking for are at your fingertips? Krista Farmer Fri, 29 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27804/1/How-Safe-Is-Your-Mattress%3F-Replacing-Your-Mattress-Could-Save-Your-Life-and-Your-Bank-Account Fire safety is probably the furthest thing from your mind Krista Farmer Wed, 20 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27623/1/Issuance-Of-Life-Settlement-Policy The life settlement policy is offered by the life insurance company to the third party. Life settlement is financial transaction, where the policy holder holding life insurance policy sells the policy for a price more than its purchase. ron victor Fri, 08 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27603/1/New-Kid-on-the-Block%3A-Indexed-Universal-Life Do you think whole life insurance is a poor investment? Are you skittish about variable universal life due to fluctuations in the stock market? What if there was an insurance policy with cash values linked to the equity market but that could only go up and never go down? Nirvana? Here it is... Robert D. Cavanaugh, CLU Thu, 07 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27573/1/Travel-Insurance---things-you-need-to-know-about Travel insurance is a type of insurance that gives coverage to those who travel to foreign countries on holidays or some business travel. Tim Baker Wed, 06 Jun 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27481/1/How-to-Sell-Your-Life-Insurance-Policy-for-More-Than-the-Cash-Value Do you need cash for medical expenses, to pay off debts or to buy that long-desired boat, cabin, car or RV?  If so, you may be able to sell an insurance policy that you no longer need. Robert D. Cavanaugh, CLU Wed, 30 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27456/1/Hurricane-Season-2007%3A-Tips-to-Keep-Your-Home-Insured-Against-Flood-Damage As hurricane season swiftly approaches, homeowners are encouraged to prepare for worst case scenarios. Krista Farmer Tue, 29 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27388/1/Hot-New-Product%3A-Long-Term-Care-Annuities Have you made the decision not to buy long term care insurance because you feel you will never need it? Do you think it is too expensive? Do you have health problems preventing you from qualifying? Would you like long term care without a policy or premiums? Sound too good to be true? Read on… Robert D. Cavanaugh, CLU Thu, 24 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27101/1/Why-an-Individual-Disability-Insurance-Policy-Is-Better-Than-Group-LTD Are you covered by a group long term disability insurance plan at work? How likely is the policy to pay? Learn where the holes are in your coverage and why an individual disability insurance policy is better. Robert D. Cavanaugh, CLU Wed, 09 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27098/1/Hurricane-Season---Are-You-Prepared-With-Flood-Insurance%3F  Hurricane season is Krista Farmer Wed, 09 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/27011/1/Health-Insurance-for-California-Residents A recent news article explained that approximately one in five working Californians has health insurance. Krista Farmer Fri, 04 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26995/1/Car-Insurance---California%2C-Do-You-Have-Auto-Coverage%3F Californian or not, it's always important to see what auto insurance coverage your state suggests or requires. Krista Farmer Thu, 03 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26968/1/Discover-Benefits-of-Travel-Accident-Insurance Nowadays people visit other county more often than early. You can buy a ticket and begin your travel to nice place in this world. But you should be sure to have some foundation for your tour. And this one will be travel accident insurance. Kirill Karpovich Tue, 01 May 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26595/1/ILIT---The-Irrevocable-Life-Insurance-Trust If you are contemplating buying life insurance to pay estimated future estate taxes, you will probably want to use an Irrevocable Life Insurance Trust. Here's why… Robert D. Cavanaugh, CLU Wed, 11 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26593/1/The-New-New-Health-Insurance-Direction This article is an overview of Governor Ed Rendell's proposed health insurance changes for the state of Pennsylvania.  Read about how those changes may impact you. Clelland Green Wed, 11 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26449/1/Car-Insurance-Keystones Decisions concerning car insurance should be made based on a thorough study of related key points. Not only the price of the insurance policy is worth of your attention. A whole series of issues like your insurer's credibility and insurance terms of other companies should be carefully analyzed. Tim Baker Thu, 05 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26423/1/Five-Uses-For-Survivorship-Life-Insurance Survivorship life insurance can pay estate taxes, offset income taxes on inherited qualified plans, and replace assets. When putting your estate plan together, do not overlook this valuable planning tool. Robert D. Cavanaugh, CLU Tue, 03 Apr 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26245/1/PHRs-model-by-Blue-Cross-Insurance High quality health care today simply means having the right information in the right hands and at the right time. You may be an individual or a family, every body need concurrent access to health care information that might be discrete among a number of physicians, hospitals, pharmacies, and other health care providers. usha rani Mon, 26 Mar 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26211/1/Opportunity-Cost-and-Your-Long-Term-Care-Decision Are you considering long term care insurance but are balking because you don't think you will ever need it? Here is an approach that does not require annual premiums and provides a tax-free benefit to your heirs if long term care is never needed. Robert D. Cavanaugh, CLU Sat, 24 Mar 2007 00:00:00 PDT http://www.valuablecontent.com/articles/26113/1/Protect-Yourself-From-Health-Insurance-Scams Avoid falling victim to health insurance scams Robert Murison Tue, 20 Mar 2007 00:00:00 PDT http://www.valuablecontent.com/articles/25964/1/Your-Homeowner%26%2339%3Bs-Insurance-Policy---Dissected%3A-Part-4-of-5 If your homeowner's insurance policy has been stuck in a drawer Krista Farmer Thu, 15 Mar 2007 00:00:00 PDT http://www.valuablecontent.com/articles/25649/1/Your-Homeowner%92s-Insurance-Policy---Dissected%3A-Part-2-of-5 This article is the second in a series of five articles that will help you decipher your homeowner's insurance policy. Krista Farmer Fri, 02 Mar 2007 00:00:00 PST http://www.valuablecontent.com/articles/25585/1/Your-Homeowner%26%2339%3Bs-Insurance-Policy---Dissected%3A-Part-1-of-5 This article is the first in a series of five articles that will help you decipher your homeowner's insurance policy. Krista Farmer Tue, 27 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/25331/1/How-to-Guarantee-a-Lifetime-of-Long-Term-Care-Benefits-for-Half-the-Cost Many seniors have long term care needs but limited assets. Here is one technique to squeeze the maximum income from a given asset. Robert D. Cavanaugh, CLU Thu, 15 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/25207/1/How-to-Supplement-an-Existing-Long-Term-Care-Policy-Without-Paying-Premiums Many seniors have long term care policies that pay only for a couple of years. Here is how to extend the coverage for life without premiums coming out of pocket. Robert D. Cavanaugh, CLU Fri, 09 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/25034/1/Car-Insurance---how-to-reduce-premiums Every driver has to deal with auto insurance. But not everyone knows how to reduce insurance premiums. However, there are some simple ways to do it. Tim Baker Sun, 04 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/25029/1/Five-Excuses-People-Use-For-Not-Buying-Long-Term-Care-and-Why-None-of-Them-Hold-Water Are you guilty of advancing excuses for not addressing your potential long term care needs? If so, see how five common ones stand up in the real world. Robert D. Cavanaugh, CLU Sat, 03 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/24978/1/Health-Insurance---how-to-search-for-affordable-options Everyone admits that health insurance is a helpful thing and that makes our lives easier. But it is also a costly thing and this fact doesn't make our lives happier. Tim Baker Thu, 01 Feb 2007 00:00:00 PST http://www.valuablecontent.com/articles/24826/1/Three-Ways-to-Buy-Long-Term-Care-Without-Paying-Premiums-Out-of-Your-Pocket Know you need long term care but can't afford it? If you think with me outside the box, you will find that there are ways to pay for long term care without taking the premiums out of your budget. Robert D. Cavanaugh, CLU Wed, 24 Jan 2007 00:00:00 PST http://www.valuablecontent.com/articles/24351/1/How-to-buy-health-insurance---brief-overview Unless you want to pay money for your medical treatment out of your pocket, you've got to buy a health insurance policy. There are lots of health insurance options out there and for many people it may be a little bit complicated to make a decision. Tim Baker Mon, 01 Jan 2007 00:00:00 PST http://www.valuablecontent.com/articles/24321/1/How-to-find-cheap-auto-insurance---guidlines-and-tips If you are a resident of the United Kingdom and drive a car, then you certainly have to buy auto insurance policy, because no one is allowed to drive a car in Britain without having his car insured. Fred Miller Fri, 29 Dec 2006 00:00:00 PST http://www.valuablecontent.com/articles/24296/1/Surety-Bond-Benefits Bonds play a major role in today's market. Bonds become more essential in construction industry for completion of their construction projects. Underwriting bonds involve great risk. But the surety company will write these bonds for the benefit of their customers. ron victor Tue, 26 Dec 2006 00:00:00 PST http://www.valuablecontent.com/articles/23684/1/Bonding-Companies-Contractor-Criterion Bonding companies generally looks for the obligee financial position. This process has been reviewed when the owner wants to take bond from the surety company for more than $100,000. The surety should also have confidence in the bonding company. ron victor Mon, 27 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23439/1/Should-Medical-Students-Consider-Disability-Insurance%3F Purchasing a policy while still in medical school presents tremendous advantages that can save students money after graduation, while protecting their financial future and providing the peace of mind necessary to focus on the demands of a career in medicine.   Andy Puls Wed, 15 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23432/1/Swinton-Monsoon-Motoring-Mantra Leading high street broker issues "Monsoon Motoring Mantra" to combat extreme weather dangers. Swinton corporate Wed, 15 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23188/1/Surety-Bonding-In-Today%92s-Construction-Market Varying market conditions have led to many changes and adaptations in the surety market. This article updates all the bankers and lenders on the existing situation as well as trends within that gathering of financial organizations writing bonds for the sake of construction industry. ron victor Mon, 06 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23185/1/Guaranteed-Issue-%26-Health-Insurance Guaranteed issue insurance is issued to a consumer, regardless of the consumer's current health. It may be offered by companies with specialized high-risk offerings, or it may be mandated by state law. Dennis Alexander Sun, 05 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/23177/1/Wawanesa-Insurance-%96-the-story-of-success Wawanesa Insurance Company is a Canadian insurer operating on insurance market for more than a hundred years. Tim Baker Sun, 05 Nov 2006 00:00:00 PST http://www.valuablecontent.com/articles/22992/1/Surety-Bonds%3A-Little-Relief-for-Homeowners When it comes to home remodeling or renovation process going on in few portions of your home, normally the first time a homeowner becomes well-known with the term "surety bond" is when problems with the contractor have come up. ron victor Tue, 31 Oct 2006 00:00:00 PST http://www.valuablecontent.com/articles/22859/1/Motorcycle-Insurance Although most U.S. states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Let's look at the different insurance options. Steve Dimeck Tue, 24 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22727/1/Year-end-Health-Savings-Account-Tax-Strategies Year-end strategies that can help maximize Health Savings Accounts. Wiley Long Wed, 18 Oct 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22203/1/Endowment-policy-another-forgotten-option Endowment policies can fetch thousands on the open market and selling endowment policies is big business but do you understand the ins and outs? Michael Challiner Fri, 22 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/22202/1/Life-Insurance---Your-family%2C-who-cares%3F There has been a worrying fall in the number of people taking out illness and life insurance. Maybe it's time to check your own needs? Michael Challiner Fri, 22 Sep 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21483/1/Home-and-Contents-Insurance.-Don%92t-let-vermin-ruin-your-roost Pests and vermin cause a lot of damage to homes every year, but most home insurance policies don't cover it. This article discusses the problem, and offers tips to avoid being targeted. Michael Challiner Thu, 24 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21482/1/Better-Medical-Reports-for-Life-Insurance Insurers have won the battle for higher quality GP reports which they need for Life Insurance applicants. Read this article for more information. Michael Challiner Thu, 24 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21481/1/Car-Insurance%3A-mini-bike-shocks-ahead 'You will pay for your youthful indiscretions in later life' definitely applies in the mis-use of mini motorbikes. Read this article to find out more. Michael Challiner Thu, 24 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21421/1/Critical-illness-cover-%96-a-wider-scope Illness cover is changing. Check out a new type of critical illness insurance designed to be more comprehensive in its cover. Michael Challiner Mon, 21 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21420/1/Car-insurance.-Speeding-fines-play-havoc-with-car-insurance-premiums Getting caught speeding by a speed camera will cause your car insurance premiums to rocket, as this article explains. Michael Challiner Mon, 21 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21352/1/Getting-Travel-Insurance-when-you%92ve-had-cancer. It has never been easy for people who have had cancer to get affordable travel insurance, but that may change, as this article explains. Michael Challiner Thu, 17 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21351/1/Watchdog-wary-over-Critical-Illness-Insurance. You may have taken out a critical illness policy, but do you know it only insures you for certain conditions? Many people don't. Michael Challiner Thu, 17 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21346/1/Plain-and-simple-%96-cutting-car-insurance-costs Young or old, car insurance costs are a serious consideration. Here is some news that may help to keep the price of premiums under control. Michael Challiner Thu, 17 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21304/1/Life-and-Critical-Illness-Insurance---Good-health%3F According to an EU study, whilst we in Britain can expect to live longer than ever, it doesn't follow that our general health has improved. Read on for some worrying facts. Michael Challiner Tue, 15 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21302/1/Travel-Insurance--Insurers-Discriminate-Against-Those-Who-Battle-Cancer People who have had cancer in the past are still struggling to get travel insurance, as this article explains. Michael Challiner Tue, 15 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21300/1/Car-Insurance---Safety-first-child-restraints Regulations are coming into force to improve children's safety whilst in a car. Michael Challiner Tue, 15 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21291/1/Busted%3A-How-Getting-Rid-of-Insurance-Fraud-Helps-Everyone Insurance fraud is rising, and currently costing insurance companies (and consumers) over $100 billion per year.  That translates to 25 cents of every dollar that we pay in insurance premiums, going to pay for fraudulent claims.  Tom Reitze Tue, 15 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21257/1/Life-Insurance-cover-%96-fat-chance Insurers are not happy with overweight clients. They may refuse insurance in some circumstances. Lose some weight and the position will change for the better. Michael Challiner Sun, 13 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21160/1/PET-INSURANCE-%96-A-GOOD-IDEA Pet theft has over taken IPod and mobile phone theft to become the fastest growing crime in the UK. It is for this reason that taking out insurance against it is a good idea. Michael Challiner Wed, 09 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/21145/1/Motorcycle-cover-%96-you-and-your-bike There are a significant number of risks involved in owning a motorcycle but what are the insurance costs? Michael Challiner Tue, 08 Aug 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20803/1/Home-insurance-for-a-lifetime%26%2339%3Bs-investment. It's a huge investment and you'll spend your life living inside it. It's your home: but have you done your homework on home insurance? Andrew Regan Wed, 19 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20802/1/How-Business-Owners-Finish-Rich Mary Ellen Dunn of Arizona-based Dunn Insurance Services teaches business owners how they can finish rich by offering long-term care insurance plans to their employees. Mary Ellen Dunn Wed, 19 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20692/1/David-Morse-%26-Associates%3A-Fraud-Investigation-Unit-Combats-Insurance-Fraud David Morse & Associates is committed to combating insurance fraud, which ultimately helps consumers by keeping insurance premiums in check. The premise of insurance is pooled risk, but when the bad guys bilk insurance companies, honest people suffer through higher premiums. That's why the David Morse & Associates' fraud investigation unit prides itself in catching fraudsters in the act. Kris Nickerson Wed, 12 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20575/1/Health-Savings-Accounts-Put-You-in-Control-of-Your-Healthcare Proponents of a "single-payer" healthcare system are ignoring what is going on in Canada and England.  As more Americans discover health savings accounts, the result will be lower costs, greater choice, and higher quality medical care. Wiley Long Thu, 06 Jul 2006 00:00:00 PDT http://www.valuablecontent.com/articles/20346/1/Using-a-Health-Savings-Account-to-Build-Retirement-Savings Learn how to use Health Savings Accounts to prepare financially for retirement. Wiley Long Thu, 22 Jun 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19736/1/Dental-Coverage-and-Dental-Care When it Comes to your Teeth, Prevention is your Best Defense. Jason Martin Fri, 19 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19735/1/Supplemental-Insurance-Benefits-that-Support-Wellness%2C-not-Illness In the age of increasing family and monetary pressures, a significant number of Canadians are turning to non-traditional medical services and treatments to improve their day-to-day lives. This trend towards wellness is becoming increasingly popular and yet, few provincial health plans cover the costs for these services. Jason Martin Fri, 19 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19680/1/Saving-Tips-On-Insurance Save time, pay less.Saving Tips on Automobile/Car, Homeowners/Renters, Business and Health Insurance. josephjian oaing Wed, 17 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19429/1/Top-5-Ways-to-Save-Money-on-Your-Auto-Insurance. You are required to have auto insurance, so you might as well save money on it with the following methods. Kelly Jensen Mon, 01 May 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19130/1/The-Benefits-of-Using-an-Insurance-Broker WHEN it comes to buying insurance, we're not exactly lacking in choice. Amber McNaught Sun, 16 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/19116/1/Life-Insurance-That-Suits-Your-Life By understanding the basics of life insurance coverage, you are able to determine what type of policy works best for you and your family. Ivon T. Hughes Fri, 14 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/18940/1/Locating-Cheap-Auto-Insurance-Premiums Paying too much for your auto insurance? By taking a few minutes to get some free price quotes you may be amazed at the savings you will receive. Prices from company to company can vary greatly which means it pays to shop around for the cheap auto insurance you are wanting. Dr. Larry A. Johnson, D.C. Thu, 06 Apr 2006 00:00:00 PDT http://www.valuablecontent.com/articles/18547/1/The-Value-of-an-Expert%92s-Advice What is the value of an expert's advice? I have found through experience that it is difficult to put a price on advice that comes from an expert. Most Choice Tue, 14 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/18435/1/The-Benefits-of-Short-Term-Health-Insurance-for-Recent-Graduates One typical change for our graduates is the status of their health and medical insurance coverage.  Usually students are covered under their parents' policy until graduation. Brian Thacker Thu, 09 Mar 2006 00:00:00 PST http://www.valuablecontent.com/articles/17984/1/Car-Insurance-Claims-Horror-Stories Have you ever had trouble with a car insurance claim?  Read these horror stories and ask yourself why our car insurance premiums are so high... Doug Haley Mon, 20 Feb 2006 00:00:00 PST http://www.valuablecontent.com/articles/17897/1/Lower-Your-Car-Insurance-Once-And-For-All If you look at costs of living your car is certainly up there, perched towards the top, ever looming down. It seems every year, no matter how safe or careful we drive, our car insurance premiums increase. Doug Taylor Wed, 15 Feb 2006 00:00:00 PST http://www.valuablecontent.com/articles/17605/1/Life-Insurance-premiums-put-the-squeeze-on-fat-people If you're overweight the life insurance companies use the Body Mass Index to decide whether to load your premium by up to 400%. What does the Body Mass Index mean to you? Read this article and find out. Michael Challiner Tue, 31 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17323/1/Life-Insurance-%96-Why-does-the-UK-have-a-%A32.3-trillion-protection-gap%3F There are lots of families who don't have life insurance protection but who should have. This article looks at the size of the protection gap and investigates the reasons. Michael Challiner Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17319/1/Types-of-dental-insurance-plans-for-employees A dental insurance is an insurance that provides with required financial assistance for normal dental care and damage occurred to teeth from accidents. In the past dental insurance was treated only as a perquisite provided by the company to its employees. Steve Russell Tue, 17 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17172/1/Travel-Insurance-%96-do-I-need-insurance-for-a-holiday-in-the-UK%3F Don't assume that Travel Insurance for a holiday in the UK is a waste of time. It can make sense - but buy online for a bargain. Michael Challiner Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17170/1/Pet-Insurance-%96-is-it-a-waste-of-money%3F Pet insurance won't cover your pet for elective or routine treatments so what does it insure, what sorts of plan are available and what do they cost? This article is an informative read before you buy! Michael Challiner Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17169/1/Travel-Insurance-%96-few-bargains-for-the-over-65%26%2339%3Bs If you going on holiday abroad you'll need travel insurance. But if you're over 65 you're find the cost extortionate. This article points out why, indicates likely costs and tells you some of the small print to look out for. Michael Challiner Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17168/1/Pet-Insurance-%96-suss-out-the-answers-to-10-key-questions Pet insurance has become the fastest growing form of insurance in the UK with over 220 policies on the market. Here are 10 key questions to ensure you get the right policy. Michael Challiner Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17167/1/Medical-Insurance-%96-Sorry%2C-you%26%2339%3Bre-not-covered%21 If you're looking for Medical Insurance you must read this article. It's important to appreciate what will and won't be insured. Do your homework now and understand the pitfalls - it will help you choose the right policy. Michael Challiner Tue, 10 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/17036/1/Benefits-of-getting-auto-insurance-online Throughout the world if you want to drive your vehicle you have to get it insured. Having vehicle insurance means that driving is safe and at the same time affordable. It's very stressful not to have insurance. James - Mon, 02 Jan 2006 00:00:00 PST http://www.valuablecontent.com/articles/16970/1/Shopping-Online-for-Car-Insurance Helping you select the right car insurance policy while shopping online. Scott Patterson Thu, 29 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/16693/1/Calling-all-smokers.-A-dream-ticket-for-two-to-Paradise-Island---for-all-of-you%21 When you take into account the extra costs of your life insurances, smoking costs more than you think. This article spells out the costs and what the money could achieve if invested …….. or what it could buy! Michael Challiner Wed, 14 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/16689/1/Life-Insurance-%96-Smokers-and-Overweights-pay-over-50%25-more%21 The cost of Life Insurance is going up for smokers and those of us who are overweight. This article explains who is affected. Michael Challiner Wed, 14 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/16838/1/Get-Moving-Insurance-before-Moving Essential to moving is Insurance. This makes the move worry and trouble free. Moving is "risky" business, damage to goods can occur in transit, during loading or unloading, or in storage. Movers can dent, drop, or break objects. Furthermore, unforeseen disasters like floods, earthquakes, and hurricanes can also cause damage. Paul wilson Tue, 06 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6722/1/Have-a-Teen-Driver%3F-Learn-How-to-Save-Money-on-their-Car-Insurance. This article is to inform parents on how they can save money on their teenager's car insurance. Pete Glocker Fri, 02 Dec 2005 00:00:00 PST http://www.valuablecontent.com/articles/6522/1/Life-Insurance-and-the-Law.-A-layman%26%2339%3Bs-introduction. This article is an introduction to the regulatory and legal aspects of buying Life Insurance which the layman should find interesting and useful. Special reference is made to buying life insurance on the Internet. Michael Challiner Tue, 22 Nov 2005 00:00:00 PST http://www.valuablecontent.com/articles/6521/1/Life-Insurance-and-Life-Assurance-are-not-the-same%21 Life Insurance and Life Assurance are different. Most people assume they are one and the same product and their online searches reflect this. What are the differences and what are they used for? This article provides an explanation for the layman. Michael Challiner Tue, 22 Nov 2005 00:00:00 PST http://www.valuablecontent.com/articles/6450/1/Long-Term-Care-Insurance-on-the-Net When a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet. william pritchett Fri, 18 Nov 2005 00:00:00 PST http://www.valuablecontent.com/articles/6400/1/Mortgage-Protection-%96-easing-your-biggest-concerns. Most homeowners have life insurance to repay their mortgage if they were to die. But death is only one of many risks. What other risks threaten your mortgage and how can they be offset? This article investigates and offers some solutions. Michael Challiner Tue, 15 Nov 2005 00:00:00 PST http://www.valuablecontent.com/articles/6399/1/Life-Insurance-%96-Medical-history-increases-the-cost-for-66%25-of-applicants Life companies keep their initial quoted prices low by being choosey on who they accept on standard terms. Having made a formal application, two thirds of applicants will face a loaded premium. This article explains why and what the shopper can do about it - choose an online broker! Michael Challiner Tue, 15 Nov 2005 00:00:00 PST http://www.valuablecontent.com/articles/1237/1/Inside-insurance-%96-protection-priorities Unless money is no object, it can be a chore to ensure you're insured.  But financial difficulties can be made far worse without insurance than the expense of key premiums.  It won't wildly excite you, but in the event that something wildly exciting happens - insurance will protect you. Richard Green Fri, 23 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/1133/1/Are-you-suffering-from-payment-protection-overload%3F There are so many types of payment protection insurance around that it can be difficult to know where to start. This article provides a brief summary of the different types of payment protection insurance and how they can help you. Richard Green Fri, 16 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/1100/1/Critical-illness-insurance-and-life-insurance-cover-for-better-and-for-worse. Making sense of critical illness insurance Richard Green Thu, 15 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/1014/1/Critical-illness-insurance-%96-critical-or-ridicule%3F Two thirds of the population suffer a critical illness at some point in their life, so is it worth taking out financial protection for this? Richard Green Tue, 13 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/943/1/An-Informative-Review-of-RV-Insurance-Companies There are a number of insurance companies that focus primarily on insuring recreational vehicles (RVs). These companies provide comprehensive policies that thoroughly protect RV owners. Some of the top RV insurance companies are Gilbert RV insurance, RV America Insurance, Progressive RV Insurance, and Good Sam RV insurance. Elizabeth Morgan Wed, 07 Sep 2005 00:00:00 PDT http://www.valuablecontent.com/articles/837/1/Life-insurance%2C-the-universe-and-everything Life insurance, it might have reached the news, but is not yet a household name. Richard Green Wed, 31 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/735/1/Life-insurance%3A-why-there%92s-no-need-to-be-a-desperate-housewife Contemplating what may happen to your wife (or husband) and children if you die is not likely to be a thought you wish to contemplate. However, avoiding the issue may make life more difficult for your family after your death. Richard Green Wed, 24 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/599/1/Insurance-providers-weather-the-storm-while-the-claims-of-consumers-flounder Insurance companies shown to be falling short of providing adequate protection for consumers following national disasters. Richard Green Thu, 18 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/594/1/Global-warming%3A-why-consumers-and-insurers-are-getting-hot-under-the-collar-over-life-insurance Whilst financial products may never have been simple, the diversity and complexity of personal finance and insurance products is beginning to bewilder even educated consumers Richard Green Thu, 18 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/260/1/Life-Insurance-Providing-Little-Protection-from-Terrorism Recent statements by the City of London Police Commissioner James Hart that future terrorist attacks in London's financial centre are, "a matter of when, rather than if", will increase already serious concerns over issues of personal and business financial protection. Richard Green Fri, 12 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/208/1/Life-insurance-without-life-value%3A-why-young-people-are-snubbing-financial-advice Middle aged commentators preach personal finance to disillusioned "Generation Y" Richard Green Thu, 11 Aug 2005 00:00:00 PDT http://www.valuablecontent.com/articles/9776/1/Disability-income-insurance-can-meet-all-your-financial-needs Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs. The greatest number of families have no form of disability income insurance. Ivon T. Hughes Thu, 07 Jul 2005 00:00:00 PDT http://www.valuablecontent.com/articles/9775/1/Canadian-Funeral-Insurance%3A-Our-Final-Gift-to-Those-We-Love Most of us don\'t like thinking about our own funerals, but no matter how much we ignore the inevitable, the truth is that when the time comes someone will be responsible for those expenses. The question is will it be our grieving loved ones who foot the bill or will we plan ahead and purchase funeral insurance to cover those costs so they\'ll have one less concern to worry about. Ivon T. Hughes Thu, 07 Jul 2005 00:00:00 PDT http://www.valuablecontent.com/articles/9323/1/Small-Businesses-and-the-Benefits-of-Offering-Benefits Small businesses comprise over 97% of employers in Canada and the United States. Despite the significant number of small businesses, these smaller companies tend to offer fewer health-oriented programs than larger corporations. Anna Dorbyk Wed, 08 Jun 2005 00:00:00 PDT http://www.valuablecontent.com/articles/8467/1/How-an-Insurance-Class-Action-Settlement-is-Taxed Getting a monetary settlement from an insurance company as a result of a class action lawsuit isn\'t necessarily pennies from heaven. The money carries tax consequences that you\'ll need to address when you prepare your annual income tax return. If you have any questions on how to treat your particular settlement proceeds, it\'s best to ask your tax consultant or accountant. But here are some general guidelines on what to do when it\'s time for your annual report to Uncle Sam. youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/8466/1/Life-Settlements%3A-To-Sell-or-Not-to-Sell%3F You and your spouse are of retirement age. You\'ve sold your business, your mortgage is paid off, and you\'re free of debt. If you fit this description, you might be considering life settlements or \"senior settlements.\" This is where you sell your life insurance policy to a third party, which in most cases is an investment company. youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/8465/1/Blood-Pressure-%26-Cholesterol-Affects-Your-Life-Insurance-Costs High blood pressure and high cholesterol top the list of risk factors for cardiovascular diseases - such as heart attacks and strokes - that kill an American every 33 seconds on average, according to the Centers For Disease Control and Prevention. It\'s no wonder your life insurance company will want to know about your cholesterol and blood pressure before offering you a policy, but just because your doctor tells you to eat less salt and saturated fat doesn\'t mean you\'ll have to pay higher life insurance premiums. youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/8464/1/Buying-Group-Life-Insurance-for-Your-Small-Business When you founded your small business, you likely started with one employee: You. But as you\'ve grown, you may have realized that in order to attract and retain top-notch employees, it pays to offer a variety of benefits, which may include group life insurance. Many experts say group life insurance is a good supplement to a person\'s existing individual life insurance. \"Group life is fairly inexpensive compared to what an employer would pay for a medical or retirement plan,\" says Larry Dinkler, director of e-business for group benefits at Hartford Life Insurance Co. \"It gives you pretty good bang for your buck.\" youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/8463/1/Top-10-Ways-to-Save-on-Life-Insurance Just as there are different life insurance plans to meet your needs, there are different ways to save money on life insurance. The most important is to shop around. There are hundreds of insurance companies, offering a wide variety of plans and prices. You could save big bucks, just by doing some comparison shopping. youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/8454/1/Annuities-%26-Structured-Settlements \"Are You Receiving Payments From A Structured Settlement, Annuity Or Lottery But You Need Cash Now?\" youstop Mon, 21 Mar 2005 00:00:00 PST http://www.valuablecontent.com/articles/30296/1/An-introduction-to-Surety-Bail-Bonds Bail bonds are a type of surety bonds, which are used to guarantee the entire bail amount if the charged party fails to uphold the terms of his or her release. A surety bail bonds man usually pays the court a huge blanket bond to check upon several clients, then charges every client 10% of his or her sum bail amount as a cash guarantee. ron victor Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/29630/1/A-one-stop-guide-to-individual-heath-insurance The health care industry is becoming costly for the common man in the recent days. With health care costs increasing with the advent of modern life saving technology and medicine, it is getting expensive to obtain health care if you become sick. sam rosy Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/25995/1/Your-Homeowner%26%2339%3Bs-Insurance-Policy---Dissected%3A-Part-3-of-5 The laundry is piling up again, you really want to find out what's happening between McDreamy and Krista Farmer Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/25612/1/Auto-insurance---tips-to-reduce-rates While auto insurance is the thing that almost every car owner has to deal with, not anyone wants to take the trouble of seeking affordable auto insurance quotes. Fred Miller Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/24469/1/Wondering-How-to-Get-a-Cheaper-Car-Insurance-Policy%3F Protection and preparedness is one key to battle uncertainty. This is one good reason why car insurance is required for all of us to avail. But one question that may come up into your mind is that where and how to get a cheap car insurance policy? Aiden Matthew Wilson Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/23404/1/How-Health-Savings-Accounts-Reduce-Medical-Expenses-and-Help-You-Avoid-Metabolic-Syndrome Adopting certain lifestyle habits will enable you to avoid the most common diseases of aging.  Learn how a healthy lifestyle combined with a health savings account will enable you to accumulate a larger medical retirement account. Wiley Long Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/23184/1/What-to-look-for-When-Shopping-for-a-Health-Insurance-Plan With all the Health Insurance options that are available to us it can be overwhelming finding right health insurance plans for ourselves. There are literally dozens of companies with hundreds of plans to choose from. Dennis Alexander Wed, 31 Dec 1969 16:00:00 PST http://www.valuablecontent.com/articles/6913/1/Determining-how-much-Auto-Insurance-Coverage-you-Need Knowing the three basic parts to an Auto Insurance policy will help you find the best policy for you. Matt McWilliams Wed, 31 Dec 1969 16:00:00 PST